Disaster Plan
A documented strategy that outlines how the association will respond to and recover from major emergencies or natural disasters. A disaster plan typically addresses immediate response procedures, communication protocols, temporary repairs, insurance claims, contractor engagement, and long-term restoration. Having a plan in place before an emergency occurs helps minimize damage, protect residents, and facilitate faster recovery.
Frequently Asked Questions
What should an HOA disaster plan cover?
A disaster plan should address immediate safety procedures, evacuation routes, communication protocols for reaching all residents, emergency vendor contacts, temporary repair authorization procedures, insurance claim filing steps, and long-term restoration planning. Tailor the plan to your community's specific risks such as earthquakes, hurricanes, floods, or wildfires.