HOA Fee Comparison Tool
See how your HOA fees compare to national, state, and property-type averages — plus understand what drives your fees.
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Disclaimer
This tool is provided for informational and educational purposes only and does not constitute legal, financial, or professional advice. Results are estimates based on the information you provide and may not reflect your association's actual obligations. Laws and regulations vary by jurisdiction and change frequently. Consult a qualified attorney, CPA, or reserve study professional before making decisions based on these results. Propty assumes no liability for actions taken based on this tool's output.
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Frequently Asked Questions
What is the average HOA fee in the United States?
The national median HOA fee is approximately $135/month according to Census Bureau data. However, fees vary dramatically by location, property type, and amenities — from under $100 for basic single-family HOAs to over $500 for luxury high-rise condos.
Why are some HOA fees so much higher than others?
HOA fees are primarily driven by: property type (high-rises cost more to maintain), amenities (pools, gyms, doormen), building age (older buildings need more repairs), location (labor and insurance costs vary), unit count (fewer units = higher per-unit costs), and reserve fund contributions.
Are high HOA fees a bad sign?
Not necessarily. Higher fees often indicate better-maintained properties, more amenities, and healthier reserve funds. Very low fees can actually be a red flag — they may indicate deferred maintenance or underfunded reserves that could lead to special assessments.
What percentage of HOA fees goes to reserves?
Industry best practice recommends 20-40% of fees go to reserve funds. The national average is approximately 25%. Communities that allocate less than 15% to reserves may be at higher risk for special assessments.
How often can HOA fees increase?
Most states allow boards to increase fees annually, though some states cap the percentage increase without membership approval. California, for example, limits increases to 20% per year without a vote. Check your governing documents and state law for specific limits.
How is this fee comparison data calculated?
Our benchmarks are derived from Census Bureau data, CAI industry surveys, and state-level HOA research. The comparable community estimate factors in your state, property type, amenities, building age, and community size to provide a personalized benchmark.
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