California HOA Compliance Health Check
Interactive Davis-Stirling Act health check covering governance, elections, finances, reserves, records, assessments, architectural review, insurance, homeowner rights, and EEE inspections.
Is My California HOA Compliant? Free Health Check
Answer ~50 questions about your HOA's governance, elections, finances, and more. Get a per-pillar Compliance Health Check with statutory citations. No login required.
- Based on the Davis-Stirling Act (Civil Code §4000–6150)
- Last reviewed: 2026-04-26
- Educational tool — not legal advice. See full disclaimer below.
Per-pillar health check
10 areas, color-coded with statutory issues called out separately.
Specific citations
Every flagged issue links to the relevant Civil Code section on leginfo.
Downloadable PDF
Branded report you can share with your board or attorney.
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Disclaimer
This tool is provided for informational and educational purposes only and does not constitute legal, financial, or professional advice. Results are estimates based on the information you provide and may not reflect your association's actual obligations. Laws and regulations vary by jurisdiction and change frequently. Consult a qualified attorney, CPA, or reserve study professional before making decisions based on these results. Propty assumes no liability for actions taken based on this tool's output.
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Frequently Asked Questions
What does it mean for a California HOA to be Davis-Stirling compliant?
Davis-Stirling refers to California Civil Code §4000–6150, the statute governing all common interest developments. Compliance covers governance and open meetings, member elections, annual financial disclosures, reserve studies, records inspection, assessments and collections, architectural review, insurance, statutory homeowner rights, and exterior elevated element inspections. There's no single-document checklist — compliance is the sum of meeting many specific statutory obligations.
How often does a California HOA need a reserve study?
Civil Code §5550(a) requires a reserve study with a visual inspection of the major components the association is obligated to maintain at least once every three years. Most associations update the funding plan annually as part of the budget cycle.
Who can serve as inspector of elections for a California HOA?
Under Civil Code §5110, the inspector of elections must be an independent third party — not a board member, candidate, or anyone related to either. Permitted inspectors include CPAs, notaries public, county-registrar volunteer poll workers, or qualified election-administration vendors.
When was the SB 326 balcony inspection deadline?
Civil Code §5551 (added by SB 326) required condominium projects with three or more units to complete their first inspection of exterior elevated elements (balconies, decks, walkways, stairways) by January 1, 2026. The deadline has now passed; subsequent inspections are required every nine years.
How long does an HOA have to produce records to a member?
Civil Code §5210 sets the general production deadline at 30 days for prior-fiscal-year records. SB 410 (Civil Code §5410, effective 2026) shortened the deadline for current-year financial records to 10 business days. Failure to produce within the window can result in a penalty payment to the requesting member.
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